Financing Options That Fit Your Budget

No. Both prequalifying with Wisetack and applying through Finturf use a soft credit check that does not affect your credit score. Your credit is only affected if you accept a loan offer and move forward.

Wisetack is a financing partner best known for 0% APR plans — up to 24 months for well-qualified buyers. Finturf is a financing marketplace that matches your application with a network of lenders, which means options across a wider range of credit situations, even if your credit isn't perfect. You're welcome to check both.

Just about any repair or replacement — water heaters, AC and furnace systems, drain and sewer work, repiping, and more. Financing isn't only for big installations; it can help cover an unexpected repair too.

Yes. Wisetack offers 0% APR financing for up to 24 months for well-qualified buyers, typically those with a credit score in the low 700s. Other plans are available as well — APRs range from 0% to 35.9% and terms from 3 to 60 months, depending on your credit and the amount financed.

You may still have options. Finturf works with a network of first-, second-, and third-tier lenders, so applicants with less-than-perfect credit can often still find a plan. Applying is the fastest way to see what you qualify for, and it won't affect your credit score to check.

Just a few minutes. You can prequalify or apply entirely online and see the options you qualify for right away — no office visit required.

With Wisetack there are no application fees, no origination fees, no prepayment penalties, and no late fees. Finturf matches you with different lenders, so those terms vary by offer — review the details of your specific plan before you accept.